Unless asleep, you’re aware that all is not wine, roses, nosey cheese and dark chocolate in Napa Valley, with millions nationwide receiving non-renewal notices from healthcare insurers they’ve done business with for years. Seems that owing to mandated coverage minimums in the “Affordable Care Act,” their existing policies will not be renewed—but they can opt for an alternative policy that’s substantially less affordable—or face a penalty next time they file a tax return.
People were quick to conveniently jump on Obama’s multiple, affirmative, reassuring quotes in video where, on his marketing tour, he repeatedly stressed that if YOU like the coverage you have, you can keep it. It’s 1.5 minutes. As you’ll see, there’s a simpler explanation.
Unlike me, Tom Naughton is a gentle soul, a generous man of good will and strong character. He saw an opportunity to help Our Personal Lord and Savior. Did you see his documentary (Fat Head-Director’s Cut) that’s helped many thousands?
In a style reminiscent of his very popular documentary, Tom jumps in and it’s basically: “There, I fixed it.” Equally 1.5 minutes.
So easy, too. It’s so clear to me that the President simply misspoke 29 times in a row (force of habit, probably) when all that’s needed to to turn an apparent lie into absolute truth is a single word: ‘you’, to ‘I’ or ‘we’. Simple. Tom is a genius. Did I mention benevolent? You can trust your barely legal, hot teenage daughters with him—and there’s no greater metaphor to describe a man of strong character.
OK, take a minute; watch and listen. The elegance and simplicity by which he turns an apparent complete lie into absolute truth—by means of a single word—had me thinking that energy equals mass times the square of the speed of light.
I’m not sure whether Tom did that specifically for my Facebook post (I’m not seeing it on his blog), or has some other designs in mind. I’m guessing the former, since Tom’s just a generous man all around and probably enjoys surprising people with a helping hand (even the President—with thousands of people helping him already, at your expense).
In fact, Tom is so very generous, he’ll even take time out of his day to help people who are all stuck on what Barack said literally, hopelessly trying to defend it, wiggle out of it, etc. Hey folks: He just misspoke, ok, and that’s all. It’s just one word jeez-lols. Just watch the video. Relax.
OK, so here’s the comment thread on my personal profile Facebook post, now open for public following and commenting. It began with this comment, and I’m not putting a name up here, because that would be mean and I’m taking Tom’s benevolent lead, here. Plus, why expose someone for simply failing to grasp that the President simply misspoke by one word, 29 times in a row?
For the first time in 15 years I’m able to buy medical insurance, and I’m glad to have it. I’ve been paying my own doctor bills for years, so I just care about something big happening and being covered.
“I just care about something big happening and being covered.” Not to go all Godwin on you (that’s a NikoLie), but something big happened in 1942 and lots of people were pretty overjoyed about it, especially if they didn’t particularly care for Jews. At any rate Tom, in his ever vigilant diligence in correcting misinterpretations, helps not only the President of the United States, but the “little people,” too.
Solving the uninsured problem was a good idea, X. “Solving” it by forcibly canceling the policy that perfectly suited my family’s needs was a lousy idea. Nearly 4 million people who were insured a month ago are now uninsured, thanks to their policies being outlawed. (“If you like your policy, you can keep it! Period!”) I’ll be joining them soon, since my insurer can’t legally renew my policy.
But that’s how government works. Winners are only created by creating an equal or greater number of losers.
Tom then received another comment from a misguided soul, yet to realize that the President had simply misspoken.
I am going to jump in here to correct a few things. First of all, the government is not cancelling these policies, the insurance companies are. It is there right to do so if they are not making a profit. This was a perfect opportunity for them turn the blame on the government. Second, the insurance companies absolutely have the right to decide who and what they are going to cover and at what price. It is there policy and business.
Now that strikes me as hard correcting, when Tom made it so simple in his video. One. Single. Word. …Miraculous Truth. That’s efficiency, and if Barack was smarter than allowing himself to misspeak 29 times in a row, he’d hire Tom as his right-hand consultant immediately.
Personally, I think Tom would look great in the Oval Office at one of those 3am, all-hands-on-board crisis sessions (in the Clinton era, they were called Bimbo Eruptions) with coats tossed aside, dress shirts unbuttoned, ties relaxed, and the most important of all: sleeves rolled up!
The Democrat talking point that it’s the insurance companies choosing to cancel policies is exactly that: a Democrat talking point. It’s also utter b.s. Policies are being canceled because they don’t comply with ACA requirements. My policy, for example, doesn’t cover maternity care. That means it doesn’t comply and my insurer can’t — the word is CAN’T, not WON’T — offer it to me again when it expires, by order of His Highness. That’s the law. You can look it up in the Federal Register for June 17, 2010. Start at around page 34,540. My insurer could only legally offer me the “non-compliant” policy again if I’d signed it before March 23, 2010. Joke’s on me … I signed the day after that. Too bad I wasted a week or so shopping around. Of course, His Highness at time was assuring me that if I liked my policy, I could keep it.
I actually thought he was joking about the page number of the Federal Registry. Nope. I’m sobered.
Here, I’ll save you the trouble of reading. This is the relevant section from the Federal Register:
Plan sponsors and issuers can decide to:
- Continue offering the plan or coverage in effect on March 23, 2010 with limited changes, and thereby retain grandfather status;
- Significantly change the terms of the plan or coverage and comply with Affordable Care Act provisions from which grandfathered health plans are excepted; or
- In the case of a plan sponsor, cease to offer any plan.
Catch that part where is says issuers can decide to continue offering a plan IN EFFECT ON MARCH 23, 2010? Got that? Can you set aside the Democrat talking points long enough to use your brain and grasp what that means? It means they CAN’T continue offering a “non-compliant” plan that wasn’t in effect by that date. They can only offer me a plan that meets with the approval of His Highness. That’s why my insurance plan is being canceled, not because my eeeeevil insurance company is “choosing” to drop me.
More from the Federal Register, X — since you decided to jump in and express your strong opinions about subjects you haven’t researched beyond repeating Democrat talking points. You can look this up if you don’t believe me. Federal Register, June 17, 2010, page 34,566.
Preservation of right to maintain existing coverage.
Definition of grandfathered health plan coverage
In general—(i) Grandfathered health plan coverage means coverage provided by a group health plan, or a group or individual health insurance issuer, in which an individual was enrolled on March 23, 2010 (for as long as it maintains that status under the rules of this section).
Subject to the rules of paragraph (f) of this section for collectively bargained plans, if an employer or employee organization enters into a new policy, certificate, or contract of insurance after March 23, 2010 (because, for example, any previous policy, certificate, or contract of insurance is not being renewed), then that policy, certificate, or contract of insurance is not a grandfathered health plan with respect to the individuals in the group health plan.
So people like me who signed our policies after March 23, 2010 aren’t in a grandfathered plan. That means we don’t get to keep it and the insurer can’t re-issue it. They can only offer us “compliant” policies that meet with approval of His Highness and are much more expensive — $10,000+ per year more expensive in my case.
So you want to repeat the Democrat talking point that my insurer is “choosing” to drop my plan now?
Tom, ever generous, delivers a final benevolent explanation in order to correct this impression that Obama lied rather than simply misspoke 29 times in a row and that as such, Democrats need to fix that, when Tom did it with a single word change. Like, DU-UH!
For anyone still paying attention, here’s why this is happening. For Obamacare to work financially, they need to suck healthy people into it to pay higher premiums and support all the sick people. The individual market is full of high-deductible and catastrophic plans. Guess who buys those plans? You got it: healthy people like me who prefer low premiums and high deductibles because we rarely use medical services anyway. So the Obama administration decided to write rules that would effectively destroy the individual market, thus pushing us healthy folks into Obamacare. It wasn’t an accident or an oversight. That was the plan all along.
And that’s why the Democrat talking point that insurers are “choosing” to cancel those policies is utter b.s. Why the hell would insurers choose to dump hundreds of thousands of customers who pay premiums but rarely file a claim for medical services that the insurers have to actually pay? (High deductible, remember? When we do visit a doctor, we usually end up paying out of pocket.) We were the ones who supported their profits. Obama wants us to support Obamacare instead.
Alright then. Are all you Democrats clear on that? You don’t have to concern yourself that the President lied to the American People 29 or more times in a row on national TV. He simply misspoke so there’s no need to defend it and as Tom has shown, it’s very clear from the letter of the law that Barack meant to be saying ‘I’ and ‘We’ when he was saying ‘You.’