Everything Changing Better: My Move to a Million-Dollar View

— Thanks to tireless work Lots of things going on behind scenes, and it’s not that I’ve been lazy about posting new content. I’ve simply been doing reconfiguring and when doing that, it’s best to keep my head there. The featured image shows the gist of it. A big-whoop move insofar as it’s only 2Km……...


Click below to gain access to the rest.

And right now it’s the BLACK FRIDAY TO NEW YEAR SALE: 2 free months Monthly; 3 free months Quarterly; $10 off Annual; $150 off Lifetime. PRICES DOUBLE JAN 1, 2024 ($6 to 12/m, $15 to 30/q, $50 to 100/yr, $500 to 1,000/life). Lock in your price for life. Current memberships unaffected. Upgrade today.

LoginGet Access
Read More

Minimalism Begins At Home

— And thank God for consumer culture, so you can pick the coolest things Summary: “From a cluttered life to a minimalist existence, this journey began in 2005. Transitioning from a suburban house to a 960 sq ft urban loft, the author embraced minimalism, shedding excess possessions. Living off-grid in Mexico and an RV, to……...


Click below to gain access to the rest.

And right now it’s the BLACK FRIDAY TO NEW YEAR SALE: 2 free months Monthly; 3 free months Quarterly; $10 off Annual; $150 off Lifetime. PRICES DOUBLE JAN 1, 2024 ($6 to 12/m, $15 to 30/q, $50 to 100/yr, $500 to 1,000/life). Lock in your price for life. Current memberships unaffected. Upgrade today.

LoginGet Access
Read More

FTA News — Wednesday, November 23, 2022 — DEPLATFORMED BY STRIPE?

If someone forwarded this to you in the newsletter version and you bizarrely ended up liking it on balance, you can subscribe for free to future copies that [ought to] arrive in your email twice per week. You'll get the whole thing, not just the excerpt provided here on the blog. The blog rendering of it has added things like embedded videos, larger images with lightbox thingy, etc.

  • From Bangkok — New MacBook Air
  • Troubles With Stripe Credit Card Processing
  • From Ao Nang, Krabi
  • Youngun “Party Town” Thailand: Sexless, Self-Righteous, Androgynous
  • Covidless Excess Mortality

From Bangkok

Beginning with the most recent thing, from today.

I don't know how long one must go between computer trade-ins, but I'm pretty safe in saying that eight and a half years is plenty of time—a veritable signal of my great virtue—to pound away on the same notebook computer. Since 2008 and after 20 years at PCs, I'm an Apple Mac guy. Had two MacBook Pros over 4 years. I'll not get into it but the Pro version is generally overkill for most people. In 2012 I researched whether a MacBook Air could reliably drive the 27" Apple Cinema Display I had.

Indeed it could and indeed it did—even running HD video on its two screens with rapidity and ease (many believe you need the expensive Pro to do all these things and most who think that don't even do those things...but pay for the Pro anyway). The 2014 model was the last computer I've purchased until this morning at the stunningly beautiful Apple Store at Central World in Bangkok.

I didn't even come to Bangkok yesterday for this...that's another story for the next section. I'd looked into it, but the info I got online is that you have to order it, which I assumed was because of the US keyboard and not Thai.

I checked into my hotel with a smokin' deal. $43 per night in a 4-star, regular $120. Long time since I stayed in a hermetically-sealed fancy-pants place...the Marriott in Warsaw, 2019 if memory serves.

...I don't like them. Tomorrow, my two nights is up and I'm moving to a $20 place where I can at least open the fucking windows, for shit's sake.

...Anyway, soon as I checked in and arranged every item out of my travel-light, 30L backpack, I headed out. Hoofed it to the Apple store 2.5 KM away. What I found out was that they did indeed have plenty of the M2-processor MBAs in all four anodized aluminum colors with US keyboards. It's any customizations that have to be ordered. So, if I want more RAM, bigger SSdrive, etc... OK, nope.

And so, voilà, and I resolved to return this morning and do the deal. In the meantime, I set out to get some food, so I headed down to Nana Plaza, perhaps the most curious place on earth. I don't care for it much—or go-go bars in general—but it's quite a spectacle to behold with three floors of them in a 70s style indoor-mall format. There's a Hooters across the street, though, so I had a pretty decent grilled-chicken Caesar. Given that Thai girls have smaller breasts on average (rocket tits, I call them), I think the franchise should be called Handfulls over here...right? That added 1.6 KM to the trek tally.


Click below to gain access to the rest.

And right now it’s the BLACK FRIDAY TO NEW YEAR SALE: 2 free months Monthly; 3 free months Quarterly; $10 off Annual; $150 off Lifetime. PRICES DOUBLE JAN 1, 2024 ($6 to 12/m, $15 to 30/q, $50 to 100/yr, $500 to 1,000/life). Lock in your price for life. Current memberships unaffected. Upgrade today.

LoginGet Access
Read More

Lending Money In The 3rd World — It May Surprise You

I think I have an unconventional or unique take on money lending and this post is an effort to tell the story of how I got to this way of thinking about it.

  • What's debt?
  • What's money?
  • How do you create money?
  • What is the value of a sound human promise to repay?
  • My personal experience with human promises to repay
  • Lending in Thailand

What's debt?

The conventional view is the one everyone already knows.

  1. You get a job
  2. You have a steady income
  3. You buy things above what you make and take on debt
  4. You make monthly payments on that debt
  5. Your creditors report your payment record to credit bureaus
  6. Credit bureaus establish a file on you and issue a score
  7. You use that score to get more and better things above what you make, and take on even more debt

What you may not fully understand is that most money is made in the lending industry from those always hanging on by the skin of their teeth.

Those who use credit judiciously? They're like the 99 cents ham & eggs at a casino or the gas pumps in front of a convenience store—loss leaders. If you don't already understand what a loss leader is, that's when a business sells something attractive at break even or even a loss, in order to boost the number of customers passing through, and some will be enticed toward the high-profit margin stuff.

Yep, you only paid 99 cents for your ham & eggs, but then you dropped $20 in the casino on the way out. You got the cheapest gas in town, then loaded up with junk food at a 300% profit margin. You get the idea. All simple stuff that everyone's aware of.

Fundamentally: debt is a product you buy.

Where is the nuance? There's lots and some not so obvious. So here we go. This debt thing get's revisited with a surprise.


Click below to gain access to the rest.

And right now it’s the BLACK FRIDAY TO NEW YEAR SALE: 2 free months Monthly; 3 free months Quarterly; $10 off Annual; $150 off Lifetime. PRICES DOUBLE JAN 1, 2024 ($6 to 12/m, $15 to 30/q, $50 to 100/yr, $500 to 1,000/life). Lock in your price for life. Current memberships unaffected. Upgrade today.

LoginGet Access
Read More

Making Money As A Location Independent Nomad

I’ve spent a good deal of time in contemplation since I got rid of the biggest monkey on my back, the home sale. I’ve sold nearly everything…only the car and hang-glider remain. And my only bills are the cell phone and Netflix. LOL. Soon I’ll have rent and food, but otherwise only incidental expenses like……...


Click below to gain access to the rest.

And right now it’s the BLACK FRIDAY TO NEW YEAR SALE: 2 free months Monthly; 3 free months Quarterly; $10 off Annual; $150 off Lifetime. PRICES DOUBLE JAN 1, 2024 ($6 to 12/m, $15 to 30/q, $50 to 100/yr, $500 to 1,000/life). Lock in your price for life. Current memberships unaffected. Upgrade today.

LoginGet Access
Read More

Chiang Mai, Thailand Early 2020 Nomading Update

In my last post I briefly laid out some costs for my first excursion to Thailand commencing January 14, 2020. Now I’ll add some precision, such that people have a decent idea of what the costs to do this might be—the aim being to definitely not live in squalor like the grunge hippies do, but……...


Click below to gain access to the rest.

And right now it’s the BLACK FRIDAY TO NEW YEAR SALE: 2 free months Monthly; 3 free months Quarterly; $10 off Annual; $150 off Lifetime. PRICES DOUBLE JAN 1, 2024 ($6 to 12/m, $15 to 30/q, $50 to 100/yr, $500 to 1,000/life). Lock in your price for life. Current memberships unaffected. Upgrade today.

LoginGet Access
Read More

At Long Last I’m a “Homeless” Nomad

— Thanks to tireless work Lots of things going on behind scenes, and it’s not that I’ve been lazy about posting new content. I’ve simply been doing reconfiguring and when doing that, it’s best to keep my head there. The featured image shows the gist of it. A big-whoop move insofar as it’s only 2Km……...


Click below to gain access to the rest.

And right now it’s the BLACK FRIDAY TO NEW YEAR SALE: 2 free months Monthly; 3 free months Quarterly; $10 off Annual; $150 off Lifetime. PRICES DOUBLE JAN 1, 2024 ($6 to 12/m, $15 to 30/q, $50 to 100/yr, $500 to 1,000/life). Lock in your price for life. Current memberships unaffected. Upgrade today.

LoginGet Access
Read More